Time for a Fresh Financial Start
While many are waiting to start their resolutions on Jan. 1, why not go ahead and start preparing your finances today for a resolution to be better off financially in 2017?
Financial Freedom Ahead
It’s great to know where you want to be in life—financially free. However, it’s also important to know where you are currently in your financial life in order to know the correct road to take to reach your destination.
Start by taking a look at your current budget. Write down your current income, monthly bills, etc. Everything needs to be written down. Is more money going out then coming in? That’s the first thing that needs to change. Start crossing your “wants” off the list and only focus on your needs, as well as your savings.
You also want to get organized when it comes to your finances in order to ensure you stay on track. When your organizational skills are off, so are your budget and your spending habits. Make it a point to keep your bills and receipts in one location, balance your checkbook frequently (or check your online balance statement) to ensure every penny is accounted for, and work hard to spend less than you earn.
Finally, try establishing better credit in 2017 by paying your bills on time and early, if possible. Also, contact us about our Signature Rewards VISA credit card that could help you build better credit, too, if handled correctly.
Are you ready to take advantage of a brand-new financial year? Learn how our products and services can help you on the right road to financial freedom!